01 — QUICK ANSWER
When traveling to Tokyo, combine international credit/debit cards for hotels and stores with a digital IC card (Suica or Pasmo on your phone) for transit. Always carry some Yen cash for small ramen shops and shrines.
02 — Payment methods comparison
Choose how to pay for each moment.
International Credit / Debit Card
RateOfficial Exchange Rate
ProsWidely accepted at hotels, major retailers (Bic Camera, Don Quijote), malls, and upscale restaurants.
ConsSmall ramen shops with ticket machines, local izakayas, and street vendors rarely accept cards.
Yen Cash (JPY / 7-Bank ATMs)
Rate7-Eleven ATM Withdrawal
ProsIdeal for tips, artisan markets in Asakusa and Ueno, and small shops.
ConsHandling large amounts of physical banknotes.
Digital IC Card (Suica / Pasmo)
RateOfficial Exchange Rate
ProsLoaded via Apple Wallet / Google Wallet. Essential for subways, buses, vending machines, and convenience stores.
ConsQueues at central branches and daily cash limits depending on the agency.
04 — Mini FAQ
Frequently asked questions about payments.
Are credit cards accepted everywhere in Tokyo?
Yes. Public transportation now accepts contactless credit and debit cards and digital wallets such as Apple Pay and Google Pay, alongside the traditional SUBE card.
Where is the best place to get Yen cash in Tokyo?
Only enough for your initial transfer if needed. Official exchange desks at Ezeiza and Aeroparque airports usually offer less favorable rates than the city or card payments.
Is tipping required or expected in Tokyo?
Yes, but international withdrawal fees can be high and ATMs dispense limited peso amounts per transaction. Cards or your own money transfer are usually preferable.
VITA EDITORIAL TEAM
Vita Tokyo Editorial
Specialized team in travel curation, urban mobility, and experience design in global metropolises.